Free Amortization Calculator

If you want to do mortgage calculations with an amortization calculator you should have the information at hand about the entire amount of your financed mortgage, including any closing costs or other expenses that will be amortized over the time period of the loan.

Enter the total amount of your financed mortgage, including any closing costs or other expenses that will be amortized over the time period of the mortgage loan.
Enter the interest rate in a whole number of the percentage. For instance, 5 percent would be entered as 5 not .05;  5.5 would be 5 and 1/2 percent.
Select the mortgage term length duration (term) of the loan and
select the frequency of the payment, monthly or bi-monthly. This bi-monthly option is not to reduce the interest by prepayment but to pay half the monthly payment, twice a month.
Click on Calculate Payment and Interest for results.

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For info on home equity you might follow this link: equity loans info concerning your home.
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